‘Bank’ing on Consolidation..
State Bank of India (SBI) has set the ball rolling for consolidation in banking sector with stating its intentions to merge the associate banks with itself, a long awaited move.…
Punjab National Bank -Why this provisioning..?
PNB results have come as a shocker with bank reporting loss of more than Rs 5,000 crore in March’16 quarter and about Rs 4,000 crore for the full year. Indeed,…
Monetary Policy Committee – What it entails..
The proposal to set up the Monetary Policy Committee (MPC), being discussed for quite some time and put forward as part of finance bill got cleared by the Parliament last…
Regulating Large borrowers – RBI Proposal..
As mentioned in another post, the NPA discussion has alerted the regulator further more to expedite regulations being under discussion for long. One that RBI has proposed last week, deals…
Peer to Peer Lending… And more.
RBI recently came out with draft guidelines on this nascent segment built around the online platform which acts as the market place. The online platform is the market place for this…
The Insolvency & Bankruptcy Code – (Part II)
The objective of resolution plans is to find a way to keep the company running with change in management control. So, if another company or an investor finds value in the company…
The Insolvency and Bankruptcy Code… (Part I)
The bill, passed by Lok Sabha earlier this week, is aimed at simplifying the complete process of closure and liquidation of a company which is unable to pay its dues. Other…
US Fed rate pause – The Rationale…
The US federal reserve (US Fed), the equivalent of India’ RBI, is responsible for maintaining economic stability in the US. However, its move is widely followed the world over because, as…
सोना मुद्रीकरण योजना… (भाग 2)
ग्राहक को जमा करने की समय समय अवधि बतानी होगी. लंबी अवधि के लिए जमा करने पर ब्याज दर ज्यादा मिलेगा। वापसी के समय ग्राहक को सोना वापस मिल जाएगा…
Gold Monetisation Scheme.. (Part II)
The customer has to specify the time period at the time of depositing with the deposit fetching higher rate for longer term deposit. At the time of withdrawal, the customer…